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National Credit Manager- MSME

12 - 15 YearsChennai

Posted: 19 days ago

Job Description

Building and leading a highly collaborative and proactive risk function that is able to navigate the increasingly complex business and regulatory environment that the Firm operates
Detailed and objective assessment of MSME loans applications originating from across the country
Define the credit evaluation manual Standard operating manual for MSME loans
Assess the profile based on performance against predefined criteria, as well as an independent analysis of borrowers credit profile
Credit appraisals of the loan proposals with the help of financial analysis of the customers, information and data gathered in Personal Discussions, market business references etc
Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis
Capturing key data elements and analyzing them, interpreting the cross-period movements and understanding the macro mechanics of the system
Analysis of financial statements and performance review of the same and checking the rating of the individuals given by CIBIL & matching the same with alternate (non-traditional) database


Salary: Not Disclosed by Recruiter
Industry: Banking / Financial Services / Broking
Employment Type: Permanent Job, Full Time
Keyskills:

Desired Candidate Profile

Post Graduate / MBA
15+ years experience in SME credit/SME credit risk space with bank of repute / NBFCs
Knowledge of regulations around SME finance
Ability to derive industry insights & analyze best practices across industry
Ability to analyze the portfolio risk and to deal with big ticket customers
Strategic and analytical thinking
Strong communication and interpersonal skills
Problem solving and decision-making skills
People Management & Networking skills



Company Profile

Saaki Argus And Averil Consulting
Our Client is one of India's largest industrial entities with steady growth, expansion and diversification, commanding a strong presence in manufacturing of two-wheelers, auto components and computer peripherals.
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Contact Details

Recruiter Name:Renila

Contact Company:Saaki Argus And Averil Consulting

Website:http://jobs.saaconsulting.co.in